Rates & Coverage

Quality care shouldn't be out of reach.

We accept many major New York insurance plans for telehealth therapy. Let us help you understand your benefits, so you can focus on finding the right support.

Insurance We Accept

Familiar plans. Clearer answers.

Below are insurers and behavioral-health networks we work with. A company can offer several types of coverage, each with different costs. We confirm your exact plan and your therapist's network participation before care.

Aetna

Copay & deductible guidance

Commercial-plan copays, deductibles, and coinsurance vary. We check your individual benefits.

Ask us to confirm the exact Aetna product on your member card.

Blue Cross Blue Shield

Copay & deductible guidance

Commercial costs vary by local plan. Covered New York Medicaid therapy generally has $0 copay and no deductible.

The company name alone doesn't tell us which benefit rules apply.

Cigna / Evernorth

Copay & deductible guidance

Your behavioral-health copay or coinsurance depends on the policy. A deductible may apply.

We confirm benefits through the plan's behavioral-health network.

EmblemHealth

Copay & deductible guidance

Covered Medicaid therapy generally has $0 copay and no deductible. Commercial and Medicare costs vary.

We check your exact product and clinician participation.

Fidelis Care

Copay & deductible guidance

Covered Medicaid therapy generally has $0 copay and no deductible. Other products have their own cost rules.

Your member card and benefits determine which rules apply.

MetroPlusHealth

Copay & deductible guidance

Covered Medicaid therapy generally has $0 copay and no deductible. Commercial and Medicare products vary.

Please confirm your specific MetroPlusHealth plan with our team.

UnitedHealthcare

Copay & deductible guidance

Covered New York Medicaid therapy generally has $0 copay and no deductible. Employer and Medicare products vary.

We review the specific UHC / UBH network shown in your benefits.

Oxford

Copay & deductible guidance

A copay, deductible, or coinsurance may apply depending on your Oxford plan and network.

We confirm your member benefits before estimating the session cost.

Optum

Copay & deductible guidance

Costs follow your underlying insurance policy, not the Optum name alone. Copays and deductibles may apply.

If the policy is Medicaid, the Medicaid guidance below applies to covered care.

Carelon Behavioral Health

Copay & deductible guidance

Costs follow your underlying health plan. Commercial and Medicare benefits may include cost-sharing.

Covered Medicaid therapy generally has $0 copay and no deductible.

Logos identify the insurers listed; they do not imply endorsement or acceptance of every product. Copays, deductibles, coinsurance, authorizations, and network rules depend on your specific policy.

Don't see your plan? Ask our team to check your coverage →

What You May Pay

Your plan type matters more than the logo.

A copay is a set fee per visit. A deductible is the amount you may need to pay before coverage begins. Coinsurance is your percentage of the covered cost. Here's a quick guide for outpatient therapy.

Medicaid & Medicaid managed care

Generally $0 copay and no deductible for covered therapy.

This generally applies to covered mental-health visits under New York Medicaid and Medicaid managed-care plans, including Medicaid products offered by the insurers above. Active eligibility, covered services, and participating-provider rules still apply.

A commercial or Medicare policy from the same company does not automatically have Medicaid's cost rules.

See New York Medicaid benefit guidance ↗

Medicare & Medicare Advantage

Some plans or assistance programs may reduce your cost to $0.

Medicare is not automatically copay- or deductible-free. With Original Medicare, covered outpatient mental-health visits generally have a Part B deductible and 20% coinsurance. Medicare Advantage costs depend on the plan.

Medicaid, a Medicare Savings Program, or supplemental coverage may help pay Medicare cost-sharing. We check your specific benefits and clinician eligibility before confirming an amount.

See Medicare's outpatient mental-health costs ↗

Commercial & employer plans: A fixed copay, deductible, or percentage-based coinsurance may apply. There isn't one reliable price per insurance company—we can help you find the amount for your policy. Benefit verification is an estimate, not a guarantee of claim payment.

Private Pay

Transparent, straightforward rates.

Per Session

$120

Individual therapy session (50–60 minutes)

Payment methods acceptedCredit & debit cards, and HSA and FSA cards.

Superbill availableIf your insurance isn't accepted, we can provide a superbill for possible out-of-network reimbursement. Reimbursement depends on your policy.